Definition of copayment in US English:


(also copay)


  • A payment made by a beneficiary (especially for health services) in addition to that made by an insurer.

    • ‘It checks that the patient has valid health insurance and verifies his copayment before he comes in.’
    • ‘Morris also suggests that copayments are one way to control costs, since they act as a deterrent on consumption.’
    • ‘Patients are required to pay a copayment for services provided by hospital-owned outpatient wound care departments (HOPDs).’
    • ‘Now there is pressure by employers to increase copayments and require higher deductibles, shifting the rising cost of care to the individual.’
    • ‘The hotels then terminated the pact and for the first time imposed health care copayments for employee family members.’
    • ‘The price consumers have to pay now is often higher than the insurance copayment they were responsible for when the drug was prescription-only.’
    • ‘Over 80% of in-hospital medical services had no copayment in June 2003, up from around 50% in June 2000.’
    • ‘Insurance policies that do cover alternative therapies generally have high deductibles and copayments.’
    • ‘A while ago, a nice pharmacy clerk informed me that the prescription drug I was taking was actually cheaper if I paid for it myself instead of paying my insurance plan's copayment.’
    • ‘Finally, she reported that she could have my car picked up and serviced, and that, with the $10-per-hour copayment for errands, the cost would be $35.’
    • ‘The very poor will benefit by being exempt from the estimated $420 annual premium and having nearly all of their copayments covered by the government.’
    • ‘A federal law designed to cut Medicare costs would have had the perverse effect in at least one state of increasing Medicare costs and patient copayments.’
    • ‘For patients with insurance, copayments for generic versions are lower than those for brand-name medications.’
    • ‘It will still grow much faster than inflation even after beneficiaries face increased copayments and the likely loss of some benefits.’
    • ‘Therefore, everyone would need to decide whether to obtain additional insurance for uncovered services and copayments.’
    • ‘In addition, we do not know with certainty the reason for loss of savings, whether the problem stemmed principally from lost income, lack of insurance, copayments, or out-of-hospital expenses.’
    • ‘If a modest patient copayment were imposed, many prescriptions could be provided at zero cost to the taxpayer.’
    • ‘A principal feature of the healthcare philosophy is that of individual responsibility for health and the need for copayment for services provided.’
    • ‘As insurance costs go up, employers cut back - sometimes reducing coverage, reducing financial support, or increasing deductibles and copayments.’
    • ‘Canada funds hospital and physician services almost entirely through taxes (93% and 98%, respectively, in 2003) while other countries commonly apply copayments for these services.’