Definition of underwater in English:

underwater

adjective & adverb

  • 1Situated, occurring, or done beneath the surface of the water.

    as adjective ‘there are underwater volcanoes in the region’
    as adverb ‘the seal spent a lot of time underwater’
    • ‘We were on the rock and had to deflate the boat underwater to reduce the pressure the water was exerting upon the boat.’
    • ‘The penguins can be viewed, not just from a sloping arena but also from underwater viewing areas.’
    • ‘Their services were regularly required for underwater building and repairs around the city.’
    • ‘Many thousands of acres now lie underwater or are so wet that they will be inaccessible for many months.’
    • ‘The waves are breaking right over the dock - soon it looks like it will be completely underwater.’
    • ‘The police helicopter and the force's underwater search unit were also bought in to assist.’
    • ‘We clambered out of the water after some serious underwater rock climbing.’
    • ‘And if you go in for underwater photography, take three times as much film as you think you need.’
    • ‘Police officers have combed the area with dogs and an underwater team has searched the canal near his work.’
    • ‘Meanwhile, officers were waiting for an underwater team to arrive to begin a search of nearby ponds.’
    • ‘In her spare time, she is a keen sports diver and underwater archaeologist.’
    • ‘He planned to shatter the world record for time spent underwater by a single person using scuba equipment.’
    • ‘He'd just returned from scuba diving in the Red Sea where he clocked up many a mile of underwater exploring.’
    • ‘This is basically an underwater parachute which fills with water and slows the boat down.’
    • ‘He is passionate about both diving and underwater photography and does not want to let me down.’
    • ‘Well, in a landscape so void of life above water, the underwater contrast is huge.’
    • ‘If the lake is shallow there can be a very strong underwater tow, whether the wind is blowing or not.’
    • ‘Much trade was lost during the floods because people believed the entire city was underwater.’
    • ‘She said the divers will have to work with the tides and underwater visibility to do their job.’
    • ‘If you have trouble with water going up your nose breath out whilst your underwater or consider using a nose clip.’
    undersea, submarine, sub-aquatic, subaqueous
    View synonyms
  • 2US Relating to or denoting a loan with a balance that exceeds the current market value of the loan.

    as adjective ‘an epidemic of underwater mortgages’
    as adverb ‘those who bought new pads in the mid-eighties were underwater for more than a decade’
    • ‘By some estimates, 45% of all bank loans remain underwater.’
    • ‘"We know lots of mortgage loans are underwater," he says, describing the situation where the value of collateral has fallen below the principal balance of a loan.’
    • ‘The software giant decided not to cancel its underwater options because of the accounting consequences and, instead, just granted new ones.’
    • ‘As many as one in six homeowners are currently what's known as underwater.’
    • ‘The confluence of atypical price spikes, enormous and unrelenting equity extraction, huge churning, and risky late-cycle borrowing terms assure the coming proliferation of underwater homeowners.’
    • ‘You need to call your lender if you're either underwater on your mortgage or behind and you need help.’
    • ‘Perhaps most will be able to afford their monthly payments down the road, but the odds of millions becoming underwater on their mortgages when the Mortgage Finance Bubble bursts is alarmingly high and growing.’
    • ‘I wonder how many of these realtors' signs represent families in financial distress, underwater on their mortgages and/or maxed out on their credit cards.’
    • ‘Sometimes that means giving a hand to buyers who owe more on their current auto loan than the auto's trade-in value - otherwise known as being 'underwater' on a loan.’
    • ‘"You've got a lot of people balking at putting up more money when they are already so underwater, with no hope of recovery," says Feldman.’
    • ‘Do you know that in Nevada 70 percent of the home mortgages are underwater?’
    • ‘Almost 50%, or 25 million homes, will be underwater on their mortgage loans by 2011.’
    • ‘Analysts have forecasted that the 30 percent of underwater mortgages today could rise to 48 percent by 2011, so you won't have to look too far to see what will happen to foreclosures and mortgage losses when the number rises to 20 million people.’
    • ‘If these borrowers ever get underwater on their mortgages, they will almost certainly pull back on spending, turn risk averse and generally retrench.’
    • ‘Nearly 60% of mortgages written in 2006 are underwater.’
    • ‘With more than half of all stock options granted in the '90s underwater, you can bet the boss is finding other ways to get paid.’
    • ‘People are being forced to seek modifications for their underwater mortgages, watch retirement savings wither and choose between medicine and meals.’
    • ‘A decline in your home's value could leave you underwater - owing more than your home is worth.’
    • ‘But the underlying investments could be at least 20 per cent underwater because of bad stock markets.’

Pronunciation

underwater

/ʌndəˈwɔːtə/