One of the mysteries of the English language finally explained.
The substitution of one person or group by another in respect of a debt or insurance claim, accompanied by the transfer of any associated rights and duties.
- ‘The insurer could not sue them in the owner's name (exercising rights of subrogation under the insurance policy) because they were all entitled to indemnity under the same policy.’
- ‘Nothing can affect his rights and there is no question of competition between him and the party claiming subrogation.’
- ‘The point is now practically unimportant since the fears raised were soon obviated by an informal agreement among insurance companies not to enforce their rights of subrogation in this respect in the absence of fraud.’
- ‘We believe that, on analysis, while the decision of the House of Lords in Banque Financière does represent an important development of the law relating to subrogation in more than one respect, it does not establish any new principles.’
- ‘The contract needs to follow the fortunes of Reliance National as respects to subrogation.’
Late Middle English (in the general sense ‘substitution’): from late Latin subrogatio(n-), from subrogare ‘choose as substitute’, from sub- ‘in place of another’ + rogare ‘ask’.
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