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An office or company dealing in life insurance.
- ‘While this is happening, the Central Bank closes the circle by taking over responsibility for insurance intermediaries - but not life offices.’
- ‘First, the life office's investments may not perform as well as expected, causing a fall in bonus rates, which could result in a lower return than anticipated.’
- ‘He said: ‘The fact is that many life offices need to take out more from the equity markets.’’
- ‘A policy-holder on a policy maturing is to be able, if this is preferred, to choose an annuity policy provided by another life office.’
- ‘Free assets are those that life offices own in excess of their liabilities - including maturity values or death benefits to homebuyers, pension savers and other investors.’
- ‘The sum which forms the structured element is used by the casualty insurer [the insurer behind the defendant responsible for the injury] to purchase an annuity from a life office in the name of the plaintiff.’
- ‘A strong life office has more scope for having a high proportion invested in quality shares.’
- ‘So, even if a life office believes that now is the right time to invest in shares, it cannot afford to do so.’
- ‘Here are the ten strongest and ten weakest life offices, based on this measure.’
- ‘Firstly, it says the covering letter sent by life offices to clients with their retirement packs - four months before leaving work - should stipulate on the first page that once an annuity is purchased, the decision is irreversible.’
- ‘Even if shares dramatically picked up, life offices would spend years rebuilding battered reserves.’
- ‘Banks, life offices and investment managers stand to gain.’
- ‘But by accident it could cause mutuals a problem if it meant no [mutual] life office could own other businesses.’
- ‘Nor would it be surprising to see a finance director with wider experience than simply life offices - someone from banking or financial services, for example.’
- ‘This is because the life offices ' proposal forms record only whether people smoked when they bought their policies.’
- ‘Others will choose to tie to one specific life office.’
- ‘While they once flourished among 100 or more life offices, we are seeing them disappear as regulation plays its part in making them too much bother.’
- ‘Other proposals include ensuring confidentiality between insurers and applicants, preventing life offices from asking GPs to speculate on risk of infection or non-clinical issues.’
- ‘‘The life offices want to make damned sure they can secure distribution going forward,’ said Stewart.’
- ‘It employs 21 people and carries out research projects for a range of blue chip clients, including the major Scottish life offices, banks, local authorities and the Scottish Executive.’
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