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A mortgage linked to an endowment insurance policy which is intended to repay the capital sum on maturity.
- ‘Homeowners with an endowment mortgage who think their policy was mis-sold are being urged to complain - before it is too late, writes David Budworth.’
- ‘The endowment mortgage became popular because it was the most efficient way to borrow.’
- ‘Investors who bought an endowment mortgage and are unhappy with its performance due to poor stock markets may consider switching to an ordinary repayment mortgage.’
- ‘When the housing market peaked in 1988, when 2.3 million people bought a home, virtually every sale was backed by a with-profits endowment mortgage.’
- ‘Mortgage advisers got paid much more commission if they sold an endowment mortgage rather than suggesting a repayment mortgage.’
- ‘So if you have an endowment mortgage that could leave you facing a shortfall on the purchase price of your home by the time your policy matures, what should you do?’
- ‘For the first time buyer this choice will be between an annuity mortgage and an endowment mortgage.’
- ‘So what action should you take if you have an endowment mortgage that may well fall short of the amount required to pay off the loan on your home?’
- ‘In an endowment mortgage, a mortgage loan is combined with a separate savings scheme.’
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