Definition of credit in English:

credit

noun

  • 1mass noun The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

    ‘I've got unlimited credit’
    • ‘The company that may lend you the money will rank your credit history is the main criteria of your loan rate.’
    • ‘Let things drift and you are likely to default and be blacklisted for future credit.’
    • ‘But students with poor credit records and student debts could fine it extremely tough to get a loan or mortgage on graduation.’
    • ‘Many policyholders cannot afford to pay their annual motor insurance in one go and so avail of credit arrangements from insurers and brokers.’
    • ‘Consumers want instant decisions on credit applications, and we have a statutory obligation to turn around requests for files quickly.’
    • ‘We take into account the quality of their credit.’
    • ‘Antonio urges Bassanio to borrow money on his credit for this purpose.’
    • ‘The easy cash is also allowing people, even those with good credit, to plunk money down on more house than they can afford.’
    • ‘Britain in the eighteenth century developed a culture of credit and commerce, based on trust and reputation.’
    • ‘Essentially, the idea would be to let people have unlimited credit.’
    • ‘Those students are reportedly now dealing with damaged credit or difficulty obtaining financial aid, Nahmias said.’
    • ‘It's important for businesses to realize a customer whose credit is being evaluated by outsiders can get irritated.’
    • ‘Overdraft charges are the big point of difference on otherwise free student accounts, the Financial Regulator said in its first examination of student credit.’
    • ‘Capital One is targeting customers with better credit as a way to stem delinquencies and defaults.’
    • ‘In so doing, On Time enables dealers to take a chance on customers with bad credit.’
    • ‘The credit bureau will make available timely and reliable customer credit information to participating banks, Koh said.’
    • ‘Asset-based lenders look at other factors - your customers' credit, for example.’
    • ‘If the customer's credit is good and its trading methods fair, the bank need have no worries.’
    • ‘Anxious to make a sale, the dealer may grant you a loan based on preliminary credit checks.’
    • ‘And it has taken nearly three years, because issues as simple as whether a customer has enough credit to make a purchase have to be handled deftly.’
    financial standing, financial status, solvency
    View synonyms
    1. 1.1 The money lent or borrowed under a credit arrangement.
      ‘the bank refused to extend their credit’
      as modifier ‘he exceeded his credit limit’
      • ‘Gold cards can give significantly higher credit limits.’
      • ‘As I will explain later, these checks enable people to obtain easy credit at dangerously high levels.’
      • ‘Make sure to check your credit limit before going abroad and arrange any payments needed to keep the account up to date.’
      • ‘We always opt out when filling in forms for telephone services or credit as we don't really want tele-sales people contacting us.’
      • ‘An employee whose credit exceeds this limit would be sent a letter requiring them to explain when leave would be taken to maintain a balance below 30 days.’
      • ‘If you're worried about exceeding your credit limit, call your card issuer to ask for a small increase.’
      • ‘Some of the computer manufacturers have arrangements with financial institutions to offer credit deals to their customers.’
      • ‘Paying by credit card is normally the most secure method but this might not be possible if you are buying a boat whose price exceeds your credit limit.’
      • ‘This massive infusion of money and credit has yet to satisfy the appetites of airline executives.’
      • ‘Credit card spending can be very expensive if balances remain uncleared or if credit limits are breached because of penalty charges.’
      • ‘I do my best to never exceed my credit limit, though there are months when it's been a close call.’
      • ‘If you are a late payer or inclined to exceed your credit limit, Tusa does not impose any penalty charges and its standard rate is a competitive 17.5 per cent.’
      • ‘As they see it, all that is lacking is more money and credit.’
      • ‘The society added that abolishing the current system of debt recovery would discourage firms from advancing credit or lending money.’
      • ‘Car sales generally have been falling since May as government restrictions on credit took their toll.’
      • ‘Faced with such a situation, if the firm could not raise cash by obtaining more credit immediately, it would be insolvent.’
      • ‘Financial promoters leverage these rising values to create even more money, credit, and debt.’
      • ‘After years of U.S. and global money and credit excess, the consequences are coming home to roost.’
      • ‘However, to avoid the temptation of overspending you should ask for your credit limit to be cut on both cards.’
      • ‘Many clients believe it is important to obtain as much credit as possible because these dollars would be available for unexpected events.’
      credit, advance
      View synonyms
  • 2An entry recording a sum received, listed on the right-hand side or column of an account.

    ‘the columns should be added across and down and the total debits should equal the total credits’
    The opposite of debit
    • ‘Then as I understand it, your Honour, there are other credits in the loan account.’
    • ‘Not an exciting day, but I think the books balanced pretty well, a little on the debit side, and just about as much in the credit columns, so I'm pleased enough with it.’
    • ‘Distributors even disagreed about how they would go about calculating credits and debits.’
    • ‘As his business is largely cash-based, he doesn't write a lot of cheques or have many debits and credits.’
    • ‘The key for the individual is education - learning how to manage credits and debits.’
    • ‘For example, total charges must equal total credits.’
    • ‘Now, that may give rise to a claim in debt or it may not, depending on the state of the loan account because there were other credits in the loan account.’
    • ‘Now I use taxis regularly, having shifted yet another lifelong principle from the credit to the debit side of my ethical account.’
    • ‘When he demanded £5,000 to cover the costs of his journey south, Cecil and Buckhurst ransacked the accounts and found no credits whatsoever.’
    • ‘The real challenge is in identifying the best way of creating a market for emission debits and credits.’
    • ‘Proceeds from sales were recorded on the credit side.’
    • ‘It is the first item on the debit side of the account, that is discharged, or reduced, by the first item on the credit side.’
    • ‘After she recovered from her initial surprise, the teller gave him full access to Alex's account, checking the credits with slightly shaking hands.’
    1. 2.1 A payment received.
      ‘you need to record debits or credits made to your account’
      • ‘I got rid of my TV months ago and informed them and they did send me a credit on my direct debit - since, as you doubtless know, they take the money in advance.’
      • ‘The landlord is then entitled to claim a credit for the income tax deducted at source from the rental income.’
      • ‘There are a wider variety of tax deductions and credits, plus the property earns a higher income flow and the usual equity increase.’
      • ‘The $700,000 incentive package comprises tax refund credits and a grant payment program.’
      • ‘The bank hid credits, falsified accounts and created dummy loans.’
      • ‘These accounts were debited for the expenses, with the corresponding credit to the cash account.’
      • ‘This money is recorded as a credit in the current account but, in reality, it is not a reliable source of financing.’
      • ‘Automated clearings are used for credit and debit transfers such as standing order payments, direct credits, and direct debits.’
      • ‘For dividends, the credit is usually dollar for dollar.’
      • ‘On Monday afternoon I received an email from Quip saying they couldn't add the credit to my account as it was temporarily blocked.’
      • ‘About 20 percent provided additional retirement payments or credits.’
      • ‘Vivienne helps residents with a wide range of tasks, including making benefit appeals, helping to fill out forms, and advising them on tax and pension credits.’
      • ‘I have been lucky enough to receive payment of credits - but the payment was erratic.’
      • ‘Under the new Code, your existing bank must provide your new bank with a list of all your regular debits and credits within three working days.’
      • ‘In this case, naming a charity as a direct beneficiary will qualify as a donation credit on the final income tax return of the deceased.’
      • ‘She had then received a credit into her bank account of £383.43, with no letter explaining exactly why she had received the payment.’
    2. 2.2mass noun Entitlement to a set amount of a particular company's goods or services, typically paid for in advance of use.
      ‘in the middle of our conversation his phone ran out of credit’
      ‘she had £15 credit on her account’
      • ‘Each of those plans also allows you to add on another 500MB of data for $5, and includes some credit for international and premium calls.’
      • ‘You'll have to use that credit before the end of 2013.’
      • ‘In March the company announced that it would start allowing customers to sell videogames for store credit or cash.’
      • ‘You can currently get up to $200 in-store credit when you buy online.’
      • ‘This "test" program will run for 5 days and will give consumers who trade in games an extra 20 percent in-store credit.’
      • ‘Participants on pay-as-you-go tariffs received £50 worth of phone credit, which they topped up prior to the week of text-message questions.’
      • ‘Not only will they buy less games a year, the lack of trade-in credit lowers their ability to buy new games even more.’
      • ‘The $29 plan on the screenshot shows that it comes with $450 of call credit.’
      • ‘Used games are a way for some consumers to monetize their games: they will buy a game, play it, and bring it back to their retailer to get credit for their next purchase.’
      • ‘The decoders do not need to be topped up with credit every month to view local channels suchs ITV, Channel 10, Star TV, TBC etc.’
      • ‘You can use your US credit for calling your partner, booking restaurants, or other America-centric activities.’
  • 3mass noun Public acknowledgement or praise, given or received when a person's responsibility for an action or idea becomes apparent.

    ‘the Prime Minister was quick to claim the credit for abolishing the tax’
    • ‘James deserves full credit for his enormous contribution to the Irish entertainment scene and in particular in the North West.’
    • ‘He has suddenly trebled the size of the police force by bringing the whole taxi industry into the blue uniforms, and for that the public gives him no credit and no thanks.’
    • ‘The board, often criticised in the past for taking too long to settle claims, deserves credit for its swift response in this case.’
    • ‘It can also claim credit for many ‘firsts’ in the field of entertainment and cultural exploration.’
    • ‘Well done to all the lads who deserve great credit for their achievements.’
    • ‘However, the one thing we can be sure is that no single group or any one individual can really claim sole credit for its arrival.’
    • ‘I claim no credit for this notion, having just suggested the obvious.’
    • ‘I can't claim credit for them, they were taken by a photographer for one of the two student papers here.’
    • ‘In India, nice children are a dime a dozen, and parents receive no special credit or praise for their children's behavior.’
    • ‘Several diary writers have claimed credit for the idea, which could even derive from the First World War trenches.’
    • ‘As ludicrous as it is, people often take credit for the natural abilities they are born with.’
    • ‘But his trick was to attack a supposed cultural elite while claiming credit for economic success.’
    • ‘Yet at the same time the government was claiming credit for the successes of the private sector.’
    • ‘You wanted to steal my ideas and claim credit for them.’
    • ‘If you claim credit when it's not due, you must take the blame too.’
    • ‘He received much credit and praise for a major economic reform program he introduced in 1965.’
    • ‘These people would claim credit for the good weather and deny responsibility for their own signature if they thought they could get away with it.’
    • ‘But he stressed the department is not claiming credit for this.’
    • ‘‘I don't think he gets enough credit for his ability to drive and his strength,’ Doherty says.’
    • ‘Still, that wasn't going to stop the Government from taking credit for this partial achievement.’
    praise, commendation, acclaim, approval, approbation, acknowledgement, recognition, kudos, hat tip, glory, merit, regard, esteem, respect, admiration, adulation, veneration, tributes
    View synonyms
    1. 3.1in singular A source of pride.
      ‘the fans are a credit to the club’
      • ‘It was a lovely pub and a prominent landmark - a credit to the area.’
      • ‘He congratulated and complimented Josie, Jim and James and said they were a credit to their families.’
      • ‘Described as calm, conscientious, confident and professional, he was hailed as ‘a credit to the police force’ by one woman.’
      • ‘He is a creative thinker and a credit to his field.’
      • ‘This is a credit to the hard work of those employees who have skilfully planned and carried out the project from start to finish.’
      • ‘It is unique and a credit to the craftsmen and volunteers who have worked on it.’
      • ‘It is a credit to the authors, the publisher, and the museum that sponsored it.’
      • ‘The children who were a credit to their parents and teachers joined in all aspects of the Mass including the readings, Prayers of the Faithful and offertory procession.’
      • ‘Willie spoke of his great pride in Clonegal and said the village is a credit to the people who reside there.’
      • ‘I am very proud of their hard work, they are a credit to the school.’
      • ‘It is also a credit to the authors' skill that the content is kept utterly accessible.’
      • ‘They were a credit to themselves and their coaches.’
      • ‘But readers liked Emma, both novel and character, and this admiration is a credit to the author's skill.’
      • ‘The building is now a credit to all those involved.’
      • ‘‘David is a credit to the school and department,’ he said.’
      • ‘Andrea said: ‘The pupils have been a credit to the school with their behaviour, manner and determination.’’
      • ‘Since then the place has been well kept, the grass cut and it is always neat and tidy and a credit to the local community which take pride in their place.’
      • ‘She is a remarkable young lady, who is a credit to her family and school.’
      • ‘She always took great pride in her garden which was a credit to her.’
      • ‘Forty five children represented our area with pride and were a credit to themselves and their families.’
      source of honour, source of pride, feather in the cap, asset, proud boast, glory, flower, gem, treasure
      View synonyms
    2. 3.2usually creditscount noun An item in a list displayed at the beginning or end of a film or television programme, acknowledging a contributor's role.
      ‘the closing credits finished rolling’
      • ‘Aside from David's eclectic array of television credits, he has an equally impressive number of theatre roles to his name.’
      • ‘The final two tracks comprise the film's end credits, beginning with ‘May It Be,’ as sung by Enya.’
      • ‘Imagine the thrill of watching your name flow by hurriedly on television and film credits…’
      • ‘At the beginning of the film, the opening credits roll as the camera pans down what appears to be a blue, white, and red Eiffel Tower.’
      • ‘These shows were screened with the complete end credits and another Associated Television Production caption at the very end - a rare treat indeed these days.’
      • ‘The end and beginning credits, punctuated with outtakes, dancing, and singing, seem to last roughly the length of time it took for the Titanic to sink.’
      • ‘In the programme's opening credits, a cameraman on a large pulley produced a brilliant camera angle.’
      • ‘Extra content consists of production credits, filmographies, and a behind the scenes photo gallery.’
      • ‘While it is true that credits now roll pretty quickly on film, the reason has less to do with studios trying to keep the running time on films down and more with the proliferation of the number of credits in a film.’
      • ‘The film's end credits include the names of all those lost with the ship.’
      • ‘The effects are top notch, especially the early scenes before the opening credits; and the film is shot with techniques more commonly employed in war films, giving a real battle struggle quality.’
      • ‘In fact, the nearest the film had to a reaction was the sigh of relief that swept through the audience when the credits started to roll.’
      • ‘Si, who hails from Newcastle-upon-Tyne, is a first assistant director and locations manager for film and television whose credits include the Harry Potter movies.’
      • ‘Co-incidentally, the programme credits list the same name for ‘Camera’ and ‘Assistant Producer’.’
      • ‘It's in rough cut form, which means there are no beginning and end credits.’
      • ‘I've always wondered what key-grip meant in film credits.’
      • ‘This was an era when most of the audience naturally stayed to see film end credits - it being thought disrespectful to the producers not to do so.’
      • ‘While I'm mentioning crewmembers, you'll see Joel Coen listed in the credits as Assistant Film Editor.’
      • ‘When they open their programmes, the film's credits are revealed, printed inside.’
      • ‘High Sierra was the last time Bogart's name would not be listed first in film credits.’
  • 4North American mass noun The acknowledgement of a student's completion of a course or activity that counts towards a degree or diploma as maintained in a school's records.

    ‘a student can earn one unit of academic credit’
    • ‘Students receive some course credit for participating.’
    • ‘Many of the sites offered community college credit for courses taken as part of a high school diploma.’
    • ‘Students enrolled in these courses usually receive academic credit on both their high school and college transcripts.’
    • ‘Courses offered for credit and sessions on time management at the student recreation centers and residence halls could enhance efficiency.’
    • ‘Participants were 154 undergraduate students who received partial course credit for their participation.’
    • ‘Personal identification questions were used only to verify that the students received appropriate credit for completing the activity.’
    • ‘Many colleges and universities offer the opportunity to earn credit through taking online courses.’
    • ‘Most programs utilize transcript reviews to determine if a student has received credit for a similar course from another academic institution.’
    • ‘Since many of the training courses were done for credit, each program saw the immediate benefit of increased program enrollment.’
    • ‘Increasingly, advanced high school students receive both high school and college credit by taking college distance learning courses.’
    • ‘Participants enrolled in specific psychology courses received extra credit upon completion of the study.’
    • ‘Students receive credit for completing four online quizzes during the semester.’
    • ‘Twenty-four male and 29 female first-year psychology students participated to earn credit for their course.’
    • ‘Students received academic credit for their involvement in the research.’
    • ‘Also, many high schools offer advanced placement courses that count for college credit.’
    • ‘Students should talk with a school counselor about the possibility of earning credit toward your intended degree or certificate.’
    • ‘The college students received course credit for their participation.’
    • ‘Another unique feature of this program is that students get academic credit for their participation in the conference.’
    • ‘A video documenting the project, made by a student for independent-study credit, was shown at the event and was available for purchase.’
    • ‘Students in an Introductory Psychology course were offered extra credit if they would agree to hand in their notes at the end of a specified class.’
    1. 4.1count noun A unit of study counting towards a degree or diploma.
      ‘the National Certificate consists of twelve credits’
      • ‘I've already earned enough credits to graduate high school, so I'm skipping grade 12 to take a year to work, and to figure some things out.’
      • ‘Students not admitted at first try often go into liberal arts where they can work on their prerequisites and accumulate credits toward their degree.’
      • ‘One in five of those engineers earned at least 10 credits at a community college before earning a degree at a four-year school, according to the report.’
      • ‘The packaged 15 - credit course is geared towards students motivated to change their world.’
      • ‘The geography department is also counting the project as credits towards Rogers' degree.’
      • ‘He was denied the salary increment given to teachers who have attained a master's degree plus 30 credits.’
      • ‘She will find a way to squeeze in the continuing education credits required for maintaining her certification as a registered dietitian.’
      • ‘The credits she's earning count toward her high school diploma.’
      • ‘Students who complete all five courses offered so far in 2000 will have earned 15 semester credits.’
      • ‘In addition to the two credits she received for the trip, she and other students have the option of doing an independent study for two additional credits.’
      • ‘It earned me two credits for college, but I don't know if it was really worth it.’
      • ‘Excelling in mathematics and computer studies, he earned 77 college credits, an Associates degree and a paralegal certificate.’
      • ‘At the beginning of each academic quarter, students participated in a screening process for several studies offering research participation credits.’
      • ‘That means classes are taught in English, and students earn degrees by accruing credits.’
      • ‘Participants earn continuing education credits for these workshops.’
      • ‘Also, on completion I can use the credits towards a distance learning degree if I so choose.’
      • ‘Many students now graduate from high school having already completed many credits toward college.’
      • ‘It counts as a full credit despite being only three months long.’
      • ‘None of it would earn you a college credit from a mathematics department.’
      • ‘By earning credits at a community college, they can attain the baccalaureate more quickly and less expensively than if they only studied at a four-year school.’
    2. 4.2British count noun A grade above a pass in an examination.
      • ‘Of the 27 pupils tested, 25 passed at credit, the highest award level, despite sitting the exam a year early.’
      • ‘In 2003 pupils were awarded a credit at Standard grade English with only 42%.’
      • ‘There, he had taken a computer course, which he passed with very high credits.’
      • ‘In my opinion, they passed the examination with credit in the school of life.’
      • ‘Like many good photographers, his career began in newspapers, passing with credits his National Council for the Training of Photojournalists exams.’
    3. 4.3 Acknowledgement of merit in an examination which is reflected in the marks awarded.
      ‘candidates will receive credit for accuracy and style’
      • ‘Another teacher gave extra credit to students who spoke up in class.’
      • ‘Extra credit was awarded to any monitor that had some feature of significant value or excellence beyond what was covered in the normal evaluation process.’
      • ‘But he added that universities had a responsibility to make clear to markers ‘what gives credit for a mark’.’
      • ‘Students will be given credit for effective work habits.’
      • ‘Although this was not an evidence based question, credit was given to candidates who supported their arguments from current literature.’
  • 5archaic mass noun The quality of being believed or credited.

    ‘the abstract philosophy of Cicero has lost its credit’
    • ‘He dissembled with one or the other, and by so doing lost his credit with both.’
    • ‘I think the government has lost its credit on the question of human rights.’
    credibility, reliability, plausibility, believability
    View synonyms
    1. 5.1 Good reputation.
      ‘John Gilpin was a citizen of credit and renown’
      • ‘Then he asked me, whether he was a man of credit? I answered, I thought he was.’
      • ‘She was a woman of great credit and reputation on all accounts.’
      reputation, repute, character, image, name, good name, prestige, influence, standing, status, regard, esteem, estimation
      View synonyms

verb

[WITH OBJECT]
  • 1Publicly acknowledge a contributor's role in the production of (something published or broadcast)

    ‘the screenplay is credited to one American and two Japanese writers’
    • ‘The earliest mythological stories are credited to the blind bard Homer, to whom The Iliad and The Odyssey are attributed.’
    • ‘Oddly, on the cover Midge Ure's solo effort is credited to Ultravox.’
    • ‘The follow-up album, Santa Barbara, was just credited to The High Llamas.’
    • ‘The song was always credited to an ‘author unknown’.’
    • ‘It was an error on our part that the beautiful photographs accompanying the article were not credited to the photographer, Jeffrey Chock.’
    • ‘If you are able to help in any way, you will, of course, be fully credited, and your contribution will be greatly appreciated.’
    • ‘Any photos or clips that are selected for the final production will be credited to the sender at the end of the film.’
    • ‘This tribute dates back to 1926 and is credited to a Harvard scholar named Carter G. Woodson.’
    • ‘If any of the material is used it must be credited to BBC Radio 4 Broadcasting House.’
    • ‘Last Sunday we published a correction crediting the Journal of Commerce for the seven paragraphs.’
    • ‘The lean direction is credited to Christian Nyby, but producer Howard Hawks' fingerprints are everywhere.’
    • ‘So if you'd like to see your name in print - all contributed episodes will be credited and the author will receive free books worth £20.’
    • ‘Include your name and city and I'll list the information to credit your contribution.’
    • ‘It allows documents to be modified, with all contributors being credited.’
    • ‘There's probably plenty of good material in the archives here to fill several issues, but I'd hate the job of collating and editing it into some coherent form and crediting contributors.’
    • ‘He is credited to have written the South Indian History in 1919.’
    • ‘Wilson is credited as producer/director of the Channel 4 series.’
    • ‘At least, those works appearing in this collection will be credited to Balan's name.’
    • ‘This should, in fact, be credited to the 18th-century scholar Edmond Malone.’
    • ‘The two lines from a poem quoted on the fourth page should have been credited to Dylan Thomas.’
    ascribe, attribute, assign, accredit, chalk up, put down, set down, impute
    View synonyms
    1. 1.1credit someone with Ascribe (an achievement or good quality) to someone.
      ‘he is credited with painting one hundred and twenty-five canvases’
      • ‘Thales is also credited with the discovery of calculating distance for ships at sea.’
      • ‘Mr Walsh is credited with saving the life of one treasured friend, Tiger the dog, by his nominator.’
      • ‘It is not known when the mighty dogs first started to rescue people, but they are credited with saving some 2,000 travellers over the past 200 years on the Saint Bernard Pass on the border with Italy.’
      • ‘He credits Will Femia with much of the research.’
      • ‘He is widely credited with reforming the office from his predecessor's days.’
      • ‘But our Founding Fathers crafted and drafted a better Constitution than they have been credited with.’
      • ‘Hollywood is often credited as popularising swing dancing through its films of the 1930's.’
      • ‘She credits her success to hard work, good teachers and supportive parents.’
      • ‘He credits Britain with a long tradition of caring for animals, which made people receptive to his message.’
      • ‘When he died at sixty-five in 1750 he was credited with well over 200 hours of music.’
      • ‘She credits him with saving the life of her then eight-year-old’
      • ‘Queen Victoria is generally credited with having started the white wedding dress craze.’
      • ‘He is credited with the invention of moveable type in China some four hundred years earlier.’
      • ‘She might sound like any other devoted dog owner, but Abby insists their story is different: she credits Mungo with bringing her back from the abyss of clinical depression.’
      • ‘Jonathan credits Hugh Hewitt with getting the ball rolling.’
      • ‘Serving as the Czech prime minister from 1993 to 1997, he was credited with successfully transforming the Czech economy.’
      • ‘He credits the fashion designer with opening his eyes and developing his taste for art and photography.’
      • ‘Julia Pike, the museum's new curator/director, credits Gould with pushing to have the plaque restored, the wood refurnished and the glass replaced.’
      • ‘History credits Mary Pickford as being the first major Hollywood star.’
      • ‘Brenda Maddox, who had written a biography of Thatcher to accompany the programme, credits Dennis Thatcher with liberating his wife from her repressive background.’
      be accredited with, be recognized as, be given the credit for, be held responsible for
      View synonyms
  • 2Add (an amount of money) to an account.

    ‘this deferred tax can be credited to the profit and loss account’
    • ‘These ‘loyalty bonuses’ are only credited to your account after twelve months.’
    • ‘And it just got better when I went online and checked my account and saw that they credited my allowance for June!’
    • ‘More than two months ago I paid £800 in cash into my local branch of Abbey to be credited to my Abbey Visa card.’
    • ‘The balance indicated that salaries had already been credited to our accounts.’
    • ‘Payments are made directly to residents' gas suppliers or paid in cards, which are then credited to their meters.’
    • ‘The proceeds will then be credited to the Capital Works Reserve Fund.’
    • ‘With a daily mortgage, any repayments are credited to your account immediately, whereas with annual interest, they only hit your bill at the end of the year.’
    • ‘Furthermore, these dividend accounts are being credited with interest.’
    • ‘It is a low-cost pension scheme in which you can put in up to £3,600 per annum gross - which means, Gerry says, that by paying in just £2,808 a year, you are credited with £3,600.’
    • ‘Benefits would be paid according to the amounts credited to each account.’
    • ‘His Hong Kong remittance company sends a text message to Jane's phone, crediting the money to her account.’
    • ‘All associated fees have been credited to your account.’
    • ‘One account is debited for the amount involved in any transaction and another account is credited.’
    • ‘I completed the form two months ago, sent it off and a month latter got a letter back telling me it had been accepted and my wife's bank account would be credited.’
    • ‘Letters will go out in March informing customers of the size of any refund and the money will be credited to accounts in June.’
    • ‘Subscribers could apply via their phones and have the loans credited to their cell-phone accounts.’
    • ‘The pupils will be provided with their own pin number to credit their account when they pay the money into a till linked to a computer in the school kitchen.’
    • ‘The payment of a cheque credited to the bank account is a cash payment.’
    • ‘But the problem arises only where an amount is credited to a wrong account as a result of an error in decoding or of the insertion of inaccurate details in the bank giro credit.’
    • ‘It was not credited to our account by the bank until the following day which made it a late payment and his electricity was cut.’
  • 3British often with modal Believe (something surprising or unlikely)

    ‘you would hardly credit it—but it was true’
    • ‘So startling is the divergence that you can barely credit the evidence before your eyes.’
    • ‘As a former broadcasting journalist of some 17 years or so experience, I cannot credit that anyone actually believes that.’
    • ‘The legendary blues singer may have just turned 72 but you would hardly credit it as the star hits the road for a new six-leg European tour.’
    • ‘I've been so busy I haven't even checked my email, to find out if he said yes or not - can you credit it?’
    • ‘Most conservative commentators are either unwilling even to credit the debate or approach it only in the most polemical fashion.’
    believe, accept, give credence to, have confidence in, trust, have faith in, rely on, depend on, count on
    View synonyms

Phrases

  • be in credit

    • (of an account) have money in it.

      ‘your statement shows your account to be in credit’
      • ‘It is also worth considering which bank accounts will pay you interest when your account is in credit - these rates can vary considerably.’
      • ‘The bank did make a quarterly charge of £45 for current accounts which was payable irrespective of whether the account was in credit or debit.’
      • ‘This was the last in a series of bounced cheques on an account that had always been in credit, and about which you had written a stream of letters.’
      • ‘Our conversation began with me mentioning that 2004 could be the first year of my adult life during which I've been in credit for an entire year.’
      • ‘In August 2001, the account was in credit to the tune of nearly $270,000.’
      • ‘It's good to be able to walk through shopping centres financially unscathed, it's good not to be taken in by feeble marketing campaigns, and it's good to be in credit and credit-card-free.’
      • ‘Debit cards are cheaper than credit cards as long as your account is in credit.’
      • ‘All the time your bank account is in credit, or you have savings, this money can be used to cut your mortgage balance and slash your interest bill.’
      • ‘However, no cash advance fee applies if your account is in credit.’
      • ‘The banks stress they only exercise this right in extreme circumstances and would only take money from an account that was in credit.’
  • credit where credit is due

    • Praise given when it is deserved, even if one is reluctant to give it.

      • ‘In this day and age, it's all too easy to criticise service-based industries, rather than give them credit where credit is due.’
      • ‘However, you must give credit where credit is due.’
      • ‘I'm a big believer in always giving credit where credit is due, and one of the best things a person can do is remind someone that they have the power to take something and make it better.’
      • ‘The New York Times gives credit where credit is due.’
      • ‘He believed in giving credit where credit is due and I will continue that.’
      • ‘Of course, to give credit where credit is due, I wouldn't have been out there at all if it hadn't been for Tracy.’
      • ‘I think it's very important to give credit where credit is due.’
      • ‘I suggest to all similar-minded people: please learn to give credit where credit is due, and show a bit of respect and humility to others.’
      • ‘That said, it's only right and proper to give credit where credit is due, and the crucially important area of housing is one where our Council can hold its head high.’
      • ‘It gives credit where credit is due, whether it be in the sciences or in philosophy or even in the theologies of other traditions.’
  • do someone credit (or do credit to someone)

    • Make someone worthy of praise or respect.

      ‘your concern does you credit’
      • ‘His fluency and polish in his new role do him credit, although it remains to be seen if this is sufficient.’
      • ‘Yet Green's awareness of the need to provide detailed readings of individual works, an awareness that does him credit, obliges him to undertake that task separately, in a discrete section of the book.’
      • ‘Your inclination to see the best in people does you credit.’
      • ‘Such humility does him credit as a person but not as manager.’
      • ‘‘They've been over-generous really, which does them credit,’ said one.’
      • ‘His stated regret at bringing embarrassment to the bank and its staff, and his willingness to match his words with actions, do him credit at the darkest hour of his career.’
      • ‘They were real, and indignation at injustice does credit to us.’
      • ‘Your prudence is rare and does you credit, but you may be taking things a tad too far.’
      • ‘For 45 minutes last night old faces and new responded to the challenge with a combination of passion and pragmatism that did credit to themselves and to their manager.’
      • ‘This is the first novel for the Canadian author, but his previous work as a journalist does him credit here - he knows just how much of a yarn to unravel for the reader that will always leave them eager for more.’
  • give someone credit for

    • Commend someone for (a quality or achievement), especially with reluctance or surprise.

      ‘please give me credit for some sense’
      • ‘Obviously, they are a much better side than they have been given credit for and they dismissed the suggestion, in no uncertain terms, that the team revolves around a number of key players.’
      • ‘More important, it should be obvious that children are far more resilient than they are given credit for.’
      • ‘I think the populace is a lot more astute than they are given credit for.’
      • ‘Elliott is a much better defender than most people give him credit for, as well as being a quality perimeter shooter.’
      • ‘York City are a better team than they are given credit for.’
  • have something to one's credit

    • Have achieved something notable.

      ‘he has 65 Tournament wins to his credit’
      • ‘He was an active member of the badminton club and had many trophies to his credit.’
      • ‘He has many books to his credit and we are all looking forward to his latest.’
      • ‘What adds to his versatility is the fact that he has several publications to his credit, including school and college course books and newspaper articles.’
      • ‘John Lloyd was engaged to build the church to a design by architect Benjamin Ferrey who had several churches to his credit.’
      • ‘The two lads have many successful recordings to their credit.’
      • ‘In his lifetime, he had several books to his credit.’
      • ‘He has a gold medal to his credit in the same season.’
      • ‘But a dwindling band of reform-minded supporters say the prime minister does have some successes to his credit.’
      • ‘She has many short stories to her credit and had plans for a second book.’
      • ‘Though young, he has many achievements to his credit.’
  • on credit

    • With an arrangement to pay later.

      ‘people believed that buying on credit was wrong’
      • ‘She bought it on credit by claiming she was still on pregnancy leave.’
      • ‘The party has financed much of its high-spending campaign on credit.’
      • ‘For the next six years I learned to live the way the rest of the world lives, on credit and a precariously balanced checkbook.’
      • ‘We have gone from being a nation who never accepted credit to being one which has no hang-ups about borrowing very considerable amounts on credit.’
      • ‘However, try not to buy anything else on credit while you still have this debt, otherwise you'll be back to square one.’
      • ‘Nowadays I do not buy anything on credit, I save for it.’
      • ‘Whitegoods and consumer sundries are all paid for on credit.’
      • ‘The motoring bills are on a separate computer system - which does not acknowledge payments on credit.’
      • ‘It is easy to forget the danger of living on credit.’
      • ‘Don't be tempted to buy on credit if you can't pay it back.’
      on hire purchase, on hp, on the hp, by instalments, by deferred payment, on account
      View synonyms
  • on the credit side

    • As a good aspect of the situation.

      ‘on the credit side, the text is highly readable’
      • ‘Dunlavin were short one of the stars of the All-Ireland JFC win, Stephen Miley, but on the credit side Paul Allen came on in the second half to play his first championship football of the year.’
      • ‘Cork have yet to produce their best form, Cunningham agrees, but, on the credit side, the team has shown in different games that they are still capable of reaching the heights.’
      • ‘Farrelly will be out for another fortnight with a hamstring injury but, on the credit side, Ricardo Gardner returned to action as a sub on Saturday.’
      • ‘The last item on the credit side of the ledger requires some blunt talk.’
      • ‘This accomplishment is ever so much on the credit side of his ledger.’
      • ‘There is one thing that without a doubt belongs on the credit side.’
      • ‘Poor decisions cost the Town a Mid-Ulster Cup final place but on the credit side, Newry's battling performance augurs well for their hopes of staying in the Premier league.’
      • ‘On the credit side of the balance sheet, the main difference is in the recognition of anticipated liabilities.’
      • ‘Let's balance up the ledger because drug companies seem to evoke irrational responses despite the fact that, on the credit side of the ledger, modern medicines have led a revolution in improving the health of millions.’
      • ‘In fact White made seven unforced errors by this writer's count, but on the credit side he hit eight nicks in the first game, six in the second and six in the third.’
  • to one's credit

    • Used to indicate that something praiseworthy has been achieved, especially despite difficulties.

      ‘to his credit, he'd made a real effort with the carving’
      • ‘However the organisers have, to their credit, made efforts to ensure its validity.’
      • ‘It is to your credit that while in prison you have addressed your drug problem.’
      • ‘It is to their credit then that City battled through, stuck to their task and came back to claim a point and very nearly all three.’
      • ‘Scotland, to their credit in the circumstances, have become difficult to beat at Hampden.’
      • ‘United, to their credit, never stopped trying but they struggled to create real openings.’
      • ‘It is true that, to their credit, many similarly-deprived children did not and do not fall by the wayside.’
      • ‘The home players certainly did not throw in the towel, to their credit.’
      • ‘His mum was desperate to keep him out of trouble and to her credit she achieved that.’
      • ‘It is to your credit that you have surrounded yourself with such vibrant young talent at the Weekender.’
      • ‘But, to their credit, they kept in touch and fought bravely to get back on terms.’

Origin

Mid 16th century (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.

Pronunciation

credit

/ˈkrɛdɪt/