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(in the UK) the interest rate set by the Bank of England for lending to other banks, used as the benchmark for interest rates generally.
- ‘Both three-month Euribor and the base rate are variable interest rates.’
- ‘When the Bank of England changes its base rate, financial companies quickly follow suit.’
- ‘However, with markets now less certain that the next movement in Bank of England base rates will be downwards, several providers have recently reintroduced capped products to their mortgage portfolio.’
- ‘They are slow to cut mortgage rates when the base rate is falling, and sometimes fail to pass on base-rate cuts in full.’
- ‘The last was a great deal for about three years until 2001, when the Bank of England cut base rates seven times from 6% to 4%, where they've remained for fifteen months.’
- ‘This means you don't need to closely follow what is happening on an account because the interest rate tracks the base rate.’
- ‘As any mortgage borrower will know, the Bank of England has hiked its base rate three times in the last seven months.’
- ‘When the Bank of England changes its base rate, mortgage lenders react by raising their variable rates, too.’
- ‘After that, the society guarantees that the interest on the cash account is no less than 1% below Bank of England base rates for the remaining 16 years of the CTF's lifetime.’
- ‘In recent years, more Britons have chosen mortgages where the interest rate is fixed for several years instead of variable rate deals, which are very susceptible to Bank of England base rates moves.’
- ‘In response to a downturn in consumer confidence and weak economic growth, the Bank of England cut base rates last month.’
- ‘At an interest rate 7.5 times the base rate, this looks like a guaranteed way to get vulnerable people deeper into debt.’
- ‘It can be a bit of a pain to switch but some current accounts now pay interest close to the base rate of 4.75% a year.’
- ‘If the Bank of England puts the base rate up, then mortgage rates will go up.’
- ‘Often they don't bother to announce rises at all, and when they do the result rarely matches the hike to the base rate the Bank of England has announced.’
- ‘The variable rate is guaranteed to be at least Bank of England base rate for the life of the account.’
- ‘With Bank of England base rates at a near 50-year low, borrowing the money to make the home improvements you would like has seldom been cheaper.’
- ‘If this turn of events is maintained, then we are certainly going to see commercial banks also reducing interest base rates even further, meaning more borrowing for production.’
- ‘Given that the Bank of England's base rate is a mere 4.75% a year, these rates are scandalous.’
- ‘Over the last five years, average APRs have fallen faster than the Bank of England base rate.’
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